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Thursday, December 19, 2013

How to deal with debt stressed.



Is Debt Making You Depressed?

Some of the psychological symptoms of debt-depression

> You feel hopeless and helpless about your debt

> You feel guilty about your debt

> Thinking about debt makes you irritable and intolerant of others

> You aren’t motivated or interested in other things

> You have trouble making decisions, especially about how to pay off debt

> Debt causes you to have low self-esteem

> You have suicidal thoughts after thinking about your debt

> You can’t picture a positive future, with or without debt



How to deal with stress ?

Emotional and mental troubles that come with being in debt.



Accept that your debt is a problem

Debt may have grown from being small and manageable into something that now feels like it’s totally out of your control, but now you need to accept that your debt is a problem.


Talk about your debt

If you feel comfortable, talk to trusted friends or family about your debt, but don’t worry if you feel like you can’t – it can be a difficult subject to bring up. The most important thing is to ensure you get professional debt advice from a debt counsellor who will hear you out and help you to deal with your situation.



Take action and deal with your debt



Restore your confidence


Address the stress your debt causes


  • Eat well. A healthy, balanced diet will help your mind and body function.
  • Exercise. Run around the park, hop on a bike – exercise doesn’t have to be expensive.
  • Sleep. A good diet and regular exercise will help you sleep.
  • Keep it all in perspective. Your debt is a problem that you are dealing with.

Find your path away from debt


Debt is a problem that you can solve. By taking the first steps towards tackling your debt, you will begin to feel less stressed and more in control.





Remember debt becomes manageable,

take care of yourself by eating well 

and exercising regularly. 






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